Your intentions were good. The budget was set. This time, you’d stick to it. For real.
And then, like most busy women, the plan to spend more “responsibly” always looks and sounds better, and easier, on paper than in real life. You know you’re making too much money to not know where it’s going, so what gives?
This isn’t a “you” problem by the way. This is quite normal and across the board, and there’s really one simple reason why:
Budgeting, as it’s typically taught, isn’t feasible in this day and age.
You don’t get paid all at once on the first of the month, and it’s soooo much easier to lose track of spending in this digital age. Besides, most budgets are focused on the numbers, not you as a person, so a cookie-cutter approach is just setting yourself up for failure.
In order to bring your money dreams to life, a more personal touch is needed. It’s not hard, but it takes a new way of seeing your money, and the typical budgeting methods with their scrimping and saving aren’t going to work.